Finding Your Way Through the Student Loan Maze

This entry is part 3 of 3 in the series Getting Out of Debt.

On our recent Level Up podcast, we sat down with Sean Lenderink, founder of Smart Loan Aid, to dig into a side of the student loan crisis that isn’t just about numbers—it’s about confusion. For many borrowers, the most overwhelming part of repaying student loans isn’t the debt itself, it’s figuring out how to manage it. Sean explained why so many borrowers feel lost. Federal student loans aren’t straightforward. They get passed from one servicer…

The Wave of Student Loan Defaults Is Here

This entry is part 2 of 3 in the series Getting Out of Debt.

On a recent episode of the Level Up podcast, we sat down with Sean Lenderink, founder of Smart Loan Aid, to talk about one of the most urgent financial issues facing Americans today: the wave of student loan defaults that is already crashing down—and the tidal wave of wage garnishments that’s coming next. Sean has been in the trenches helping borrowers navigate federal student loans for over a decade, and in our conversation, he didn’t…

What To Expect From A Debt Management Plan

This entry is part 1 of 3 in the series Getting Out of Debt.

In 2024, American Consumer Credit Counseling clients paid off around $191,257,429.83 in debt! Debt Management Plans help people regain control of their financial lives by consolidating their debts into a single, manageable monthly payment. Here’s what you can expect when you enroll in a Debt Management Plan (DMP) with American Consumer Credit Counseling (ACCC). What to Expect from a Debt Management Plan Personalized Financial Assessment The process begins with a thorough financial assessment conducted by…

From Debt to Entrepreneurship

This entry is part 2 of 4 in the series Rebuilding.

How Financial Literacy Fuels Business Success For many of us, the journey into entrepreneurship doesn’t begin with a bold vision or a polished business plan. It begins with survival. It begins in the aftermath of loss—sometimes a job, a marriage, a home, or a sense of self. It begins in the quiet moments when you realize that the life you had is gone, and something new needs to be built from the ground up. Often,…