The Great American Credit Trap (And How to Disarm It)
Credit as bait. Interest as the hook. Learn to cut the line. Imagine you walk into a casino. The chips are free. The drinks are flowing. Every table has flashing lights and someone shouting, “You’re already approved!” You sit down. You play. You lose. And then the pit boss strolls over and says, “Don’t worry. We’ll just add it to your tab.” Welcome to the modern credit economy. In this game, you’re not the player—you’re…