Credit as bait. Interest as the hook. Learn to cut the line. Imagine you walk into a casino. The chips are free. The drinks are flowing. Every table has flashing lights and someone shouting, “You’re already approved!” You sit down. You play. You lose. And then the pit boss strolls over and says, “Don’t worry. We’ll just add it to your tab.” Welcome to the modern credit economy. In this game, you’re not the player—you’re…

Expose the rigged game. Remove shame. Start fresh. Let’s clear something up right out of the gate: you are not the problem. Yes, your bills might be stacked like pancakes at a Sunday diner. Yes, you might dread checking your bank account. But before the shame spiral kicks in again, take a look around. This isn’t just about you. It’s about a debt-based economy designed to keep people spending money they don’t have to buy…