From Patience to Plastic: America Became a Nation of Consumers

This entry is part 2 of 2 in the series CIDS

There was a time when people dreamed big, saved slow, and bought only when they had the cash in hand. Our grandparents told stories of scrimping for years to buy a car. Of walking past store windows and saying, “One day, when we’ve saved enough.” That mindset wasn’t about deprivation—it was about pride. It was about ownership that was earned, not borrowed. But something shifted. And now? We live in a country where the question…

Dealing With Debt and American Consumer Credit Counseling Join Forces to Support Financial Recovery and Long-Term Stability

This entry is part 1 of 1 in the series Press Releases

AUSTIN, TX & BOSTON, MA — Dealing With Debt (DWD), a nonprofit social platform dedicated to reducing financial stress and building consumer confidence, today announced a new partnership with American Consumer Credit Counseling (ACCC), a national nonprofit leader in credit counseling and debt management services. Together, the organizations aim to deepen support for individuals actively working to regain control of their finances—particularly those emerging from or currently navigating personal debt crises. “Financial literacy doesn’t end when…

Rethinking the Path: Why So Many Minority Men Leave College Without a Credential

This entry is part 1 of 1 in the series Career Minded

In the U.S. today, more than 43 million people have attended college without completing a degree or credential. It’s a quiet crisis with loud consequences—one that disproportionately affects Black, Hispanic, and Native American men. The numbers are sobering. According to the National Student Clearinghouse’s latest Some College, No Credential (SCNC) report, men make up over half of the SCNC population, even though they represent less than 43% of current undergraduates. When we narrow the lens…

The Schrute Buck – Is Still Motivating

This entry is part 7 of 7 in the series Improving Wellness

Why We Built Dealing With Debt (And How Schrute Bucks Became Part of the Story) Dealing With Debt was born from one simple belief: we’re failing to teach our youth the life skills they need most—especially when it comes to managing money. I started this company with a clear purpose: to help people. Financial education, once a cornerstone of preparing young adults for the real world, has all but disappeared from our schools. And without…