A Father’s Dilemma in a World That Demands Both I’m a Black man with a 17-year-old son. He’s a rising senior in high school—bright, kind, curious, figuring out who he is and where he wants to go. And right now, like a lot of parents, I’m trying to guide him through one of the most complex choices he’ll ever face: College… or something else? For decades, the answer was simple. College was the path. If…
Part 3: Lifestyle Creep — The Slow Drift That Becomes the Avalanche You had a few splurges. Then came the crisis—car repairs, a medical bill, a stretch of unemployment. You figured you’d bounce back. But now, the bounce isn’t happening. And without fully realizing it, your lifestyle—the routines, the spending patterns, the monthly “norms”—has quietly expanded. At the same time, the world around you has shifted. And holding steady now costs more than it used…
DWD co-founders Desmond Stinnie and Addison Wiggin appeared on Trending In Education’s podcast to discuss the launch of DWD.
Part 2: Crisis Spending — When “No” Isn’t an Option In Part 1, we talked about the “Yes Trap”—how seeing a generous available balance on your credit card can flip your inner script from “Can I afford this?” to “Why not?” It usually starts with a few small splurges: You’ve had a long week, so you treat yourself to dinner out—twice. You finally grab those concert tickets before they sell out. That coat you’ve been…
Talking Will Lead To A Healthier Relationship With Your Money The CIDS Series, Part 1: Shhhh We’ve come a long way as a society when it comes to discussing the once-undiscussable. There was a time when speaking openly about race was considered inappropriate. Talking about sex? Off-limits. Identity, orientation, mental health—each of these topics, once shrouded in stigma, have gradually made their way into the light through honest, collective conversation. But there’s one subject that…
Part 1: The “Yes” Trap — How Available Balance Leads to Debt Quicksand You’re making payments. You’re trying to get ahead. But no matter how often you chip away at your credit card, it feels like you’re stuck. Why is it so hard to pay it off? Here’s the truth: credit cards are designed like quicksand. Easy to step into. Hard to climb out of. And the deeper you go, the more stuck in it…
Sideline Stress: How Parents and Providers Can Team Up (Not Tense Up) Whether it’s ballet, baseball, or beginner band—when kids step into the world of extracurriculars, a whole cast of grown-ups steps in with them. There are the coaches, instructors, and daycare providers who give time, heart, and guidance to help kids learn and grow. And there are the parents—loving, passionate, and deeply invested—who want nothing but the best for their child. So, what happens…
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