What To Expect From A Debt Management Plan

This entry is part 1 of 1 in the series Getting Out of Debt

In 2024, American Consumer Credit Counseling clients paid off around $191,257,429.83 in debt! Debt Management Plans help people regain control of their financial lives by consolidating their debts into a single, manageable monthly payment. Here’s what you can expect when you enroll in a Debt Management Plan (DMP) with American Consumer Credit Counseling (ACCC). What to Expect from a Debt Management Plan Personalized Financial Assessment The process begins with a thorough financial assessment conducted by…

Why Organizations Must Lead the Way on Workplace Communication

This entry is part 9 of 9 in the series Workplace Success

When managers handle difficult conversations well, it builds trust. But when organizations set the stage for those conversations to happen with clarity and consistency—it builds culture. Workplace stress doesn’t start with one tough conversation. Often, it stems from unclear expectations, inconsistent leadership practices, or the feeling that issues are handled differently across departments. That’s why the responsibility for healthy communication doesn’t rest solely on individual managers—it belongs to the entire organization. Why It Matters at…

Resetting After a Difficult Workplace Conversation

This entry is part 8 of 9 in the series Workplace Success

Protecting Both Workplace Harmony and Personal Stability Tough conversations are inevitable in any workplace. Even when handled with the best intentions, they can leave a lingering tension—an awkwardness you can’t quite shake. Maybe you’re second-guessing your tone. Maybe the conversation revealed an uncomfortable truth. Or maybe things just feel… off. Here’s the truth: Difficult conversations don’t mean a relationship is broken. Often, they signal that you’re engaging with real challenges—the kind that make teams stronger,…

When a Workplace Conversation Goes Sideways

This entry is part 7 of 9 in the series Workplace Success

When a Workplace Conversation Goes Sideways We all experience moments at work that leave us reeling—tense conversations, poorly delivered feedback, or a comment that just didn’t sit right. Maybe your manager was rushed. Maybe the tone felt off, or something about the message struck a nerve. Whatever the reason, it’s okay to feel unsettled. If a workplace conversation goes sideways, what you’re feeling in the aftermath—frustration, confusion, hurt—is normal. It doesn’t make you unprofessional. It…

How to Handle Difficult Conversations with Colleagues

This entry is part 5 of 9 in the series Workplace Success

How to Handle Difficult Conversations with Colleagues (Without Damaging the Relationship) Work relationships are built on more than shared tasks—they’re built on trust, respect, and the ability to talk through tough moments. Whether it’s a disagreement about a project, a clash in communication styles, or tension sparked by personal views shared at lunch, difficult conversations with colleagues are part of every workplace. The key isn’t avoiding those conversations—it’s learning how to handle them in a…

When Security Feels Shaky

This entry is part 6 of 7 in the series Improving Wellness

If You’re Feeling Uneasy, It’s Okay—These Are Uneasy Times. If you’ve been feeling more anxious than usual lately—about your job, your finances, your future—you’re not alone. The unease you’re feeling isn’t just personal. It’s systemic, and it’s everywhere. These are uneasy times. From rising debt and unstable job markets to cultural division, global conflict, and constant shifts in workplace policy, today’s world feels like it’s moving faster and less predictably than ever. People are quietly…

Gambling Apps Are Coming for Your Pizza Money

This entry is part 5 of 7 in the series Improving Wellness

A Parent’s Wake-Up Call About College Kids & Gambling Apps I used to think the biggest late-night surprise from my college-aged kids would be a Venmo request for pizza or a textbook they forgot to budget for. But lately, I’ve started hearing different kinds of stories. Stories that don’t end in a laugh or a shared eye-roll. Stories that sit heavy in my chest. Stories that have made me look twice at my own children—and…

How Good Managers Handle Difficult Conversations

This entry is part 6 of 9 in the series Workplace Success

How Good Managers Handle Difficult Conversations (And Why It Matters) No one enjoys tough conversations at work. But the way a manager handles those moments—especially when the topic is sensitive—can either build trust or break it. From performance concerns to shifting workplace expectations (like returning to the office after extended remote work), difficult conversations are part of every workplace. What matters most isn’t just what’s said, but how it’s said. If you’re a manager, this…

The Connection Between Debt and Stress

This entry is part 1 of 7 in the series Improving Wellness

Debt and Stress: Understanding the Connection Financial strain can feel like a heavy burden—not just on your budget, but on your body and mind. At Dealing With Debt, we know that money stress is more than just a number. It’s something that affects your health, your relationships, and your overall well-being. That’s why addressing debt means more than crunching numbers. It means understanding how stress shows up—and learning how to manage it with intention. How…

Safeguarding Your Professional Reputation

This entry is part 4 of 9 in the series Workplace Success

Protecting Your Professional Reputation: How to Stay Consistent, Credible, and Respected First impressions get you in the door. But it’s your reputation that keeps you invited back. Whether you’re aiming for a promotion, building a network, or growing your side business—your reputation is one of your most valuable assets. It’s not just what you say about yourself—it’s what others say when you’re not in the room. And here’s the thing: maintaining a strong reputation doesn’t…