The Debt System Is a Hammer—Here’s How to Build, Not Break

This entry is part 3 of 8 in the series Seeds of Wealth

Debt gets a bad rap—and let’s be honest, it deserves it. Credit cards, payday loans, 72-month car notes… They lure you in, then gut you like a fish. But here’s the twist nobody tells you when you’re scraping by on overdraft protection: Debt is just a tool. And like any tool, it can either build something—or wreck everything. A hammer can smash a window. Or it can build a house. Same hammer. Different hands. So…