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What Is Real Wealth, Anyway?
Let’s play a quick game. Which of the following people is wealthier? A. Drives a 10-year-old Honda, lives in a modest house, and has no debt… B. Has a six-figure salary, two leased cars, a luxury apartment, and a credit score held together by duct tape and hope. If you picked A, congratulations. You understand what the financial media can’t seem to grasp. Real wealth isn’t flashy. It’s quiet. It’s not about having stuff. It’s…
The Debt System Is a Hammer—Here’s How to Build, Not Break
Debt gets a bad rap—and let’s be honest, it deserves it. Credit cards, payday loans, 72-month car notes… They lure you in, then gut you like a fish. But here’s the twist nobody tells you when you’re scraping by on overdraft protection: Debt is just a tool. And like any tool, it can either build something—or wreck everything. A hammer can smash a window. Or it can build a house. Same hammer. Different hands. So…
DWD Featured on Trending In Education Podcast
DWD co-founders Desmond Stinnie and Addison Wiggin appeared on Trending In Education’s podcast to discuss the launch of DWD.
Why Organizations Must Lead the Way on Workplace Communication
When managers handle difficult conversations well, it builds trust. But when organizations set the stage for those conversations to happen with clarity and consistency—it builds culture. Workplace stress doesn’t start with one tough conversation. Often, it stems from unclear expectations, inconsistent leadership practices, or the feeling that issues are handled differently across departments. That’s why the responsibility for healthy communication doesn’t rest solely on individual managers—it belongs to the entire organization. Why It Matters at…
The Great American Credit Trap (And How to Disarm It)
Credit as bait. Interest as the hook. Learn to cut the line. Imagine you walk into a casino. The chips are free. The drinks are flowing. Every table has flashing lights and someone shouting, “You’re already approved!” You sit down. You play. You lose. And then the pit boss strolls over and says, “Don’t worry. We’ll just add it to your tab.” Welcome to the modern credit economy. In this game, you’re not the player—you’re…
Resetting After a Difficult Workplace Conversation
Protecting Both Workplace Harmony and Personal Stability Tough conversations are inevitable in any workplace. Even when handled with the best intentions, they can leave a lingering tension—an awkwardness you can’t quite shake. Maybe you’re second-guessing your tone. Maybe the conversation revealed an uncomfortable truth. Or maybe things just feel… off. Here’s the truth: Difficult conversations don’t mean a relationship is broken. Often, they signal that you’re engaging with real challenges—the kind that make teams stronger,…