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Financial Literacy ,

Interest Rates & Cost of Borrowing

This course unpacks the mechanics of interest rates and how they determine the true cost of borrowing money. Students will explore different types of interest, how interest is calculated, and how to compare credit offers. The course also highlights how compounding, loan terms, and repayment frequency affect total repayment costs (or "Effective Interest"). By mastering these concepts, students will be better prepared to make informed borrowing decisions and avoid unnecessary costs.
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  • Course Certificate

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